rant time!
I'm feeling so emotionally drained. Without going too far into detail, finances have me completely overwhelmed. I have about 3 separate bill collectors calling me. They have even gone so far as to track down my brother and mother-in-law and harass them about my bills. It's embarrassing and shameful to me. I'm not a horrible bum. My husband and I have been dealing with some tough times and we are doing our best. However, these people are making me feel like dirt. I was expecting to get a sizable tax return, but then the state decided they have to review it. That means I may not know what's going on with it until early June. I promised some collectors a chunk of that return, so now they are going at my throat since they don't have it. On top of this, we are working with a lawyer to get issues with our house settled. There's a tiny possibility we could lose this place and it terrifies me. I really miss the days where all I had to worry about paying was my cell and car insurance bills. I could go on & on, but I have a little bit of dignity left.
oh, and this yarn is pretty beyond words. If I had more than $0.38 in my bank account I would scoop it up. Instead I will just pet the screen.
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The blog of a knitting junkie. Oh, and a little talk of everyday life too.
About Me
101 in 1001
Start Date: 12/29/07
End Date: 09/25/10
bold = completed
italics = in progress
Craft
1. Design a sock pattern
2. Completely fill my current art journal
3. Make at least one blanket for Project Snuggles
4. Hand carve a stamp
5. Complete a sweater for myself (only seaming & blocking left!)
6. Knit an afghan
7. Try pinhole photography
8. Get out my 35mm SLR and shoot at least 1 roll of B&W
9. Dye up that big sack of Romney fleece
10. Research & execute a way to bind and preserve the Santa letters
11. Restore antique trunk from great-grandfather
12. Sew the All Day Tote by Lotta Jansdotter
Mind
13. Take a creative writing class
14. Update resume
15. Read all the unread fiction novels I currently have before buying any new ones. (3/18)
16. Write my Grandma 12 letters (0/12)
17. Write and submit at least 3 freelance articles
18. Get Mary’s address and start writing her letters
Home
Health
19. Try belly dancing
20. Take a yoga course or join a studio for a month
21. Try rock climbing. (indoors is ok)
22. Start exercising, build up to doing it 2x/week for a full month
23. Give meditation a real, honest try
24. Start going to the chiropractor again
Social
25. Host a dinner party
26. Host a Dead Celebrity party
27. Have a book swapping party... perhaps every couple months?
Financial
28. Pay off credit card
29. Pay off car loan
30.
31. Fill current jelly jar of change and buy something fun for myself.
32. Open a savings account and put in $10 every paycheck
33. Save $1 for every completed item
34. Pay off student loan
35. Research debt consolidation
36. Pay off past due taxes
Experiences
37. Visit the DIA again
38. Spend a weekend in Chicago
39. Go horseback riding
40. Travel somewhere off of this continent
41. Get a spa facial
42. Get my other calf tattoo
43. Do the color tour of the leaves changing up north
44. Try eyebrow threading in lieu of waxing
45. Take a motorcycle riding class
46. Get my CCW
47. Get a henna tattoo
48.
49. Visit IKEA... finally!
50. Go to the Traverse City Farmer's Market
51.
52. Dye hair with henna
53. Do the Oil Cleansing Method for 30 days.
Tasks
54. Get a passport
55.
56. Get the cats’ shots up to date
57.
58.
59. Buy a filing cabinet and file all important paperwork
60. Brush the cats at least once a week for 3 months
61.
62. Get my car’s oil changed regularly so I don’t kill the poor thing (2)
63. Resist the urge to dye my hair with synthetic, chemical dye.
64. Grow out my hair so I can donate it to Great Lengths w/o having to have super short hair.(done 3/21/08! 12 inches donated!)
65. Get life insurance for myself
Splurges
66. Buy myself a magazine subscription
67. Buy one pair of really nice, expensive shoes. (and by expensive I mean over $50!)
68. Buy a spinning wheel
69. Buy some BPAL imps
Edibles
70. Make a cheesecake
71. Bake an apple pie using my Great Grandma’s recipe
72. Make my own granola
73. Make jam from scratch (freezer jam ok)
74. Get a food dehydrator and make dried fruit goodies!
75. Have more sit down meals (18)
76. Try 50 new recipes (21/50)
77. Buy blender and drink green smoothies for 7 days in a row.
78-101 To Be Determined Later!
End Date: 09/25/10
bold = completed
italics = in progress
Craft
1. Design a sock pattern
2. Completely fill my current art journal
3. Make at least one blanket for Project Snuggles
4. Hand carve a stamp
5. Complete a sweater for myself (only seaming & blocking left!)
6. Knit an afghan
7. Try pinhole photography
8. Get out my 35mm SLR and shoot at least 1 roll of B&W
9. Dye up that big sack of Romney fleece
10. Research & execute a way to bind and preserve the Santa letters
11. Restore antique trunk from great-grandfather
12. Sew the All Day Tote by Lotta Jansdotter
Mind
13. Take a creative writing class
14. Update resume
15. Read all the unread fiction novels I currently have before buying any new ones. (3/18)
16. Write my Grandma 12 letters (0/12)
17. Write and submit at least 3 freelance articles
18. Get Mary’s address and start writing her letters
Home
Health
19. Try belly dancing
20. Take a yoga course or join a studio for a month
21. Try rock climbing. (indoors is ok)
22. Start exercising, build up to doing it 2x/week for a full month
23. Give meditation a real, honest try
24. Start going to the chiropractor again
Social
25. Host a dinner party
26. Host a Dead Celebrity party
27. Have a book swapping party... perhaps every couple months?
Financial
28. Pay off credit card
29. Pay off car loan
30.
31. Fill current jelly jar of change and buy something fun for myself.
32. Open a savings account and put in $10 every paycheck
33. Save $1 for every completed item
34. Pay off student loan
35. Research debt consolidation
36. Pay off past due taxes
Experiences
37. Visit the DIA again
38. Spend a weekend in Chicago
39. Go horseback riding
40. Travel somewhere off of this continent
41. Get a spa facial
42. Get my other calf tattoo
43. Do the color tour of the leaves changing up north
44. Try eyebrow threading in lieu of waxing
45. Take a motorcycle riding class
46. Get my CCW
47. Get a henna tattoo
48.
49. Visit IKEA... finally!
50. Go to the Traverse City Farmer's Market
51.
52. Dye hair with henna
53. Do the Oil Cleansing Method for 30 days.
Tasks
54. Get a passport
55.
56. Get the cats’ shots up to date
57.
58.
59. Buy a filing cabinet and file all important paperwork
60. Brush the cats at least once a week for 3 months
61.
62. Get my car’s oil changed regularly so I don’t kill the poor thing (2)
63. Resist the urge to dye my hair with synthetic, chemical dye.
64. Grow out my hair so I can donate it to Great Lengths w/o having to have super short hair.(done 3/21/08! 12 inches donated!)
65. Get life insurance for myself
Splurges
66. Buy myself a magazine subscription
67. Buy one pair of really nice, expensive shoes. (and by expensive I mean over $50!)
68. Buy a spinning wheel
69. Buy some BPAL imps
Edibles
70. Make a cheesecake
71. Bake an apple pie using my Great Grandma’s recipe
72. Make my own granola
73. Make jam from scratch (freezer jam ok)
74. Get a food dehydrator and make dried fruit goodies!
75. Have more sit down meals (18)
76. Try 50 new recipes (21/50)
77. Buy blender and drink green smoothies for 7 days in a row.
78-101 To Be Determined Later!
5 comments:
I can't imagine the frustration you are feeling. I hope that everything eventually starts working for you instead of against you.
I'm sorry you're having such a hard time. Hang in there, it has to get better soon!
I've been exactly were you are before...Many days I would cry after getting threatening phone calls from the collectors. It's maddening hun, and I'm sorry that you're going through that.
It took a year before things got better for us...Hopefully it will work out soon!
I actually don't think it's legal for your creditors to discuss your bills with anyone besides you. They mihgt be able to call other people looking for you, but they can't say why or anything. It might be worth looking into.
Sorry to hear of your financial troubles. Remember we are only given as much as we can handle. Hang in there.
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